State reforms

Housing for all

09 / 11 / 2021

GenerationLibre suggests doing a radical overhaul of the French housing policy: simplified lease, new protections for landlords and tenants, and a new tax system on property only to free up use.


In France, housing policy is one of the most dysfunctional public policies, mainly due to excessive regulation. Despite an extensive and high-quality housing stock, 4 million French people are poorly housed and nearly 3 million homes are empty.

What if it were easier to conclude a lease to find accommodation? What if the owner could recover his property more quickly in the event of non-payment? What if the tenant was temporarily helped by the State in case of difficulties? This is what François-Xavier Oliveau proposes in this new report.

François-Xavier Oliveau makes the resolute choice of mobility against rent originally. Rather than calling for the construction of new housing, the author of Microcapitalism, Towards a New Social Pact (first book in the GenerationLibre collection published in partnership with PUF in 2017) proposes three major axes:

Liberate: a new type of lease is set up. It is based on the mutual freedom to contract of the tenant and the owner, freeing them from the multiple constraints of current leases;

Protect: this “mediated” lease includes a double protection: the tenant who is unable to pay his rent can put himself under the protection of the State if he wishes so, the owner can immediately take back the use of his property if his tenant is solvent or does not wish to benefit from the protection of the State, summer or winter;

Encourage: housing taxation is redesigned to focus only on usufruct, not on use. The taxation of rents and VAT on renovation works is thus abolished, and its revenues compensated by the abolition of tax breaks; local taxes (housing tax, notary fees) also disappear, their revenues being distributed on the property tax or neutralised by savings in the functioning of the local authorities.

Discover HERE Microcapitalism: Towards a new social pact. (2017).

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